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ALTERNATE FUNDING SOURCES |
BANK FINANCING
• Requires a track record / audited financials
• Financing limited to borrower’s balance sheet
/ equity
• Credit limits usually too low to facilitate
strong growth
FACTORING
• Financing after the goods are shipped /
invoiced
• Financing is limited to the amount of the
invoice
• Does not finance purchase of goods or full
trade cycle |

TRADING COMPANY
• Puts importer / exporter in a vulnerable
position
• There is a danger of being dis-intermediated
• Expensive |
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|

SUPPLIER FINANCING
• Puts importer / exporter at the control of the
supplier
• Possibility of leaving importer /exporter
stranded
• Supplier not as motivated to meet borrower’s
needs |

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SPECIALIZED INSTITUTIONS
• Not knowledgeable in trade finance
• Take a significant portion of the business
• Expensive
PRIVATE SOURCES
• Limited growth opportunity
• Expensive
• Unreliable |
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|
ASHFORD FINANCE |
|
Finances 100% of the costs providing unlimited
growth opportunities |
 |
 |
Finances based on merit of transactions
irrespective of borrower’s balance sheet /
equity |
|
Provides transactional venture capital
without borrower incurring any loss of equity |
 |
An independent financing source empowering
borrowers to negotiate better terms with
suppliers |
|
Finances full cycle from purchase of goods to
receivable financing |
 |
More flexible than other financing options |
|
Experienced in all aspects of trade
finance |