ASHFORD FINANCE vs ALTERNATIVE FUNDING SOURCES

Ashford Finance is managed by trade finance and merchant banking professionals with extensive backgrounds from major U.S. financial institutions including Citicorp and GE Capital, as well as professionals from manufacturing and trading. Together we bring our combined expertise to address the funding needs of our clients, while simultaneously aiding their clients’ efficiency and profitability in their respective industries.


THE LIMITATIONS OF ALTERNATE FUNDING SOURCES

BANK FINANCING

  • Requires a track record / audited financials
  • Financing limited to borrower’s balance sheet / equity
  • Credit limits usually too low to facilitate strong growth

FACTORING

  • Financing after the goods are shipped / invoiced
  • Financing is limited to the amount of the invoice
  • Does not finance purchase of goods or full trade cycle

SUPPLIER FINANCING

  • Puts importer / exporter at the control of the supplier
  • Possibility of leaving importer /exporter stranded
  • Supplier not as motivated to meet borrower’s needs
SPECIALIZED INSTITUTIONS

  • Not knowledgeable in trade finance
  • Take a significant portion of the business
  • Expensive

PRIVATE SOURCES

  • Limited growth opportunity
  • Expensive
  • Unreliable

TRADING COMPANY

  • Puts importer / exporter in a vulnerable position
  • There is a danger of being dis-intermediated
  • Expensive

WHY ASHFORD FINANCE

  • Finances 100% of the costs providing unlimited growth opportunities
  • Finances based on merit of transactions irrespective of borrower’s balance sheet / equity
  • Provides transactional venture capital without borrower incurring any loss of equity
  • An independent financing source empowering borrowers to negotiate better terms with suppliers
  • Finances full cycle from purchase of goods to receivable financing
  • More flexible than other financing options
  • Experienced in all aspects of trade finance

Contact Ashford Finance if you need funding and cannot find a suitable financing source.


Application (pdf version; click to view, complete, print, fax or email to us)

If you have valid Purchase Orders (PO) and you are unable to obtain funding to purchase the goods, call Ashford Finance for 100% funding.